Comparison Chart

Motivation Matters: the difference between Fee-Only, Fee-Based, and Commissioned Financial Advice

Item Fee Only Fee Based Commission
Paid strictly for giving financial advicetooltip_iconIf you take NO action whatsoever other than getting verbal or written advice only some types of "advisors" are compensated. Others rely on you taking action to get paid. Yes No No
Requires passing licensing and continuing education?tooltip_iconIn some form or another, all of these financial professionals are licensed in some way. Yes Yes Yes
Sell Insurance?tooltip_iconA Fee-Only advisor could never sell insurance. Fee-Based advisors could advise your investments with an annual percentage, but also make commission on selling you insurance. No Yes Yes
Upfront, easy to find feestooltip_iconHidden fees are everywhere. Fee-Only advisors should disclose their ENTIRE fee upfront. Yes No No
Only allegiance is to their clienttooltip_iconSince Fee-Only advisors have no extra advantage to "sell" you a product, you can rest assured their recommendation is in your best interest, not their wallets. Yes No No
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What is the Fee-Only Advantage?

Fee-Only means we work for you, not for our commission and provide honest advice in your best interest.

Why Asset Strategies?

We are a fee-only comprehensive financial advisory firm providing finanical planning, asset management, and tax planning and preparation all under one roof. Financial decisions don't happen in a vacuum, so why should your financial advice only consider one aspect of your financial picture? 

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